Case Study
Turning “Good Shape” Into a Confident, Fully Funded Retirement Plan
How Aligned Advisors helped Dr. Robert Hale go from managing everything alone to a plan he actually trusts.
Client name changed to protect privacy.
Client
Dr. Robert & Linda Hale
Referral Source
Their practice management consultant
Partnership
12 months to a completely reorganized financial picture
Key Result
Projected net worth at age 100 grew from $2 million to over $34 million
The Challenge
Good shape, but no confidence in the plan
The Hales came to Aligned Advisors already in good financial shape — but “good shape” isn’t the same as confidence. Dr. Hale had been burned before, more than once, by financial planners who lost significant money on his behalf. By the time he found Aligned Advisors, he was managing everything himself: a pile of savings he wasn’t sure what to do with, a building he owned outright, and no real conviction that his plan would actually let him stop working. He and Linda wanted diversification, but not through traditional investments — they were looking for alternative investments and, just as importantly, simplification.
The Solution
A trusted second set of eyes
Aligned Advisors started by becoming the second set of eyes the Hales had never had: reviewing every investment and recommendation that crossed their desk, with nothing of our own to sell. From there, we helped the Hales define and prioritize their real goals and showed exactly what needed to change to hit them.
- Unwound a complex asset protection structure that wasn’t necessary and was quietly costing them every month
- Facilitated the purchase of four cash-flow-positive commercial properties, creating $100,000 a year in new passive income
- Streamlined their insurance policies, saving thousands annually
- Realigned their debt payments, saving tens of thousands of dollars in interest
The Outcome
From uncertainty to a beach home
Those savings gave the Hales the confidence — and the cash flow — to buy a beach home. Twelve months in, the Hales no longer have any concerns about their ability to retire and maintain their lifestyle. Their projected net worth at age 100 went from $2 million to more than $34 million.
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