Case Study
From One Practice to a Fully Organized, Growing Financial Empire
How Aligned Advisors helped Dr. David Cole channel big ambition into an organized plan — and hit his net worth goal a decade ahead of schedule.
Client name changed to protect privacy.
Client
Dr. David & Melissa Cole
Starting Point
One newly purchased dental practice
Partnership
One of Aligned Advisors’ very first client relationships — ongoing for 4+ years
Key Result
Hit his “5 by 50” net worth goal before turning 40 — a decade ahead of schedule
The Challenge
Big ambition, growing complexity
David is a natural entrepreneur who likes to own a variety of businesses and investments, some of them fairly high-risk. That ambition was an asset, but it also made his financial life complicated fast. He and Melissa needed a partner who could align every decision with David’s stated goals, hold him accountable to them, and bring real organization and a clear plan to an increasingly complex, growth-oriented financial picture.
The Solution
A plan built around what matters most
Aligned Advisors started by helping David get focused on what mattered most — including one of his boldest personal goals: retiring early with a substantial net worth. From there, we worked side by side with David on every moving piece of his financial life, so he could stay organized and delegate the things he didn’t need to manage himself.
- A cash flow analysis David uses to guide both practice and personal spending decisions
- An annually pre-funded vacation fund, so time off is planned for rather than squeezed in
- Structuring support as David grew from a single practice into a multi-location operation, including guidance on a buy-in policy for one of his associates
- Acquiring 8 medical office properties
- Purchasing 2 additional dental practices
- Building the business structure needed to run multiple offices without losing sight of the bigger picture
The Outcome
A decade ahead of plan
Four years into working with Aligned Advisors, David hit one of his lifetime financial goals — his “5 by 50” target — before he turned 40. A decade ahead of schedule. That milestone hasn’t slowed things down: Aligned Advisors continues to help David set his next set of goals, including a $20 million net worth and $500,000 in annual passive income by age 45.
Ready to get your financial house in order?
If you’re a growth-minded dentist juggling practices, investments, and big goals, see what a dedicated financial team can do for you.
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